Primary Eligibility

All salaried/Self employed individuals can get an unsecured long term loan from us. Check if you are eligible below.

Age

The Borrowers minimum age should be 21 and Maximum should be 45

Income

Minimum net monthly income should br above Rs 12000/-

Defaulter

No defaulter in the past 2 years

Resident

Applicant should be an indian resident

KYC checks and document validation

The following documents are required when applying for a loan:

• Proof of identity
• Proof of address
• Proof of income(bank Statement)
• Any other document requested by credit risk team during approval

Credit decisioning Criteria:

Shree Mata Finance Private Limited proprietary credit decisioning algorithm evaluates an application based on 200+ data points based on below parameters:

• Personal profile
• Demographic profile
• Employment profile
• Financial profile
• Credit history and credit behaviours
• Banking behaviours
• Offline/online verification

Fee Structure

• What is fee structure of loan availed from Shree Mata Finance Private Limited
• Shree Mata Finance Private Limited charge one type of fee from borrowers

Description of charges	charges
Registration fee	Nil/-
Loan processing charge	500-650
Pre-payment charges	Nil/-

Loan processing fee will be charged during the loan disbursal. Processing fee will be 500-650 whichever will be higher plus applicable taxes. The amount will be deducted from the disbursed amount.